MSME Loan Assessment System
Fields marked with
*
are mandatory
Applicant Profile
Age:
*
Applicant's age (18-100 years)
CIBIL Score:
*
Credit score (300-900, higher is better)
Business Vintage (years):
*
Years in operation
Promoter Experience (years):
*
Total business experience
Industry Experience (years):
*
Experience in current sector
Requested Loan Amount:
*
Total loan amount applying for
₹
Financial Information
Current Assets:
*
Cash, receivables, inventory, etc.
₹
Current Liabilities:
*
Payables, short-term debt
₹
Inventory:
*
Total stock value
₹
Net Operating Income:
*
Annual profit before interest & tax
₹
Annual Debt Service:
*
Yearly loan repayments
₹
Total Liabilities:
*
All outstanding debts
₹
Net Worth:
*
Assets minus liabilities
₹
Annual Turnover:
*
Total yearly sales/revenue
₹
Net Sales:
*
Sales after returns & discounts
₹
Net Profit After Tax:
*
Final profit after all expenses
₹
Collateral & Industry Details
Collateral Value:
*
Market value of security assets
₹
Asset Type:
*
Type of collateral offered
-- Select Asset Type --
Real Property
Equipment
Inventory
Other
Industry Outlook:
*
Current market condition
-- Select Outlook --
Positive
Stable
Negative
Distressed
Assess Loan Application